Richard Stebbins, Ph.D., J.D., CFP® ®®®®
Dr. Stebbins is an Assistant Professor in the Department of Consumer Sciences at the University of Alabama. He started his career working in the financial planning profession where his clients inspired him to pursue a career in academia. Prior to joining the Capstone, Dr. Stebbins taught for Texas Tech University, the College for Financial Planning, Texas A&M University, and others. He is dedicated to educating and empowering students to become knowledgeable and effective financial planning professionals.
Dr. Stebbins' research focuses on financial well-being and behavior. He has published extensively in academic and law journals, including the Journal of Financial Counseling and Planning, Financial Services Review, and the Journal of Family and Economic Issues. He has also presented research at a variety of academic conferences, including the American Council on Consumer Interests, the Academy of Financial Services, and the Association for Financial Counseling and Planning Education. Dr. Stebbins has been recognized for his research contributions with multiple national awards. He currently serves on the Board of Directors for the Academy of Financial Services.
Education
Professional Certifications
Awards and Honors
Journal Publications:
for full text go to: https://www.researchgate.net/profile/Richard-Stebbins/research
Lim, H., Stebbins, R., & Sholin, T. (2023). “Do it myself” or “Do it for me”? : Focusing on behavioral and needs aspects of investment decision among retirement plan participants. Applied Economics Letters
Stebbins, R., Kim, K.T., & Seay, M. (2022). Use of financial planner and financial well-being: Evidence from the National Financial Well-Being Survey. Financial Services Review, 30(3), 191-204.
Fan, L., Stebbins, R., & Kim, K.T. (2021). Skint: Retirement? Financial Hardship and Retirement Planning Behaviors. Journal of Family and Economic Issues, 43(2), 354-367.
Kim, K.T. & Stebbins, R. (2021). Everybody dies: financial education and basic estate planning. Journal of Financial Counseling and Planning, 32(3), 402-416.
Archuleta, K., Stueve, C., Stebbins, R., Kemnitz, R., Chaffin, C., Williams, K., Poplaski, S., Sages, R., Tibbetts, R., Burr, E. (2019). Exploring perceptions of graduates’ experiences that impact CFP® certification: a multi-case inquiry. Journal of Financial Counseling and Planning, 30(2), 323-334.
Palmer, L., Bhargava, V., Chatterjee, S., Stebbins, R. (2018) Supportive and mitigating factors associated with financial resiliency and distress. Financial Planning Review, 1(3-4), 1023
Palmer, L., Bhargava, V., Stebbins, R., Chatterjee, S. (2016). Net worth parity postbankruptcy: Policy considerations for investments in human capital. Business and Bankruptcy Law Journal, 3, 125-147.
Stebbins, R. (2012). Jacob’s ladder to a higher quality of life: special needs financial planning for practitioners and caregivers, Estate Planning and Community Property Law Journal, 4, 305- 320.
Other Publications:
Stebbins, R. (Ed.). (2022). The Time Value of Money. The University of Alabama.
Kim, K.T. & Stebbins, R. (2021). What We Leave Behind: Financial Education and Estate Planning Insights: Financial Capability, FINRA Investor Education Foundation. https://www.finrafoundation.org/sites/finrafoundation/files/what-we- leave-behind-financial-education-and-estate-planning_0.pdf
2012-2017 Chartered Retirement Planning Counselor (CRPC®) Text. Greenwood Village, CO: College for Financial Planning.
2012-2014 Chartered Retirement Planning Counselor (CRPC®) Text. Greenwood Village, CO: College for Financial Planning.
2011-2014 Retirement Planning and Employee Benefits Text. Greenwood Village, CO: College for Financial Planning.
2011-2014 CFP(R) Exam Review Course. Greenwood Village, CO: College for Financial Planning.
Curriculum Vitae
www.linkedin.com/in/richard-stebbins/
Dr. Stebbins' research focuses on financial well-being and behavior. He has published extensively in academic and law journals, including the Journal of Financial Counseling and Planning, Financial Services Review, and the Journal of Family and Economic Issues. He has also presented research at a variety of academic conferences, including the American Council on Consumer Interests, the Academy of Financial Services, and the Association for Financial Counseling and Planning Education. Dr. Stebbins has been recognized for his research contributions with multiple national awards. He currently serves on the Board of Directors for the Academy of Financial Services.
Education
- Ph.D (2019), Personal Financial Planning, Kansas State University, Manhattan, KS
- J.D. (2005), Law, Texas Tech University School of Law, Lubbock, TX
- M.S. (2005), Personal Financial Planning, Texas Tech University, Lubbock, TX
- B.S. (2002), Psychology, West Texas A&M University, Canyon, TX
Professional Certifications
- Certified Financial Planner® certificant
- Chartered Retirement Planning Counselor®
Awards and Honors
- Second prize at the FINRA undergraduate poster competition (faculty mentor), 2023
- FINRA National Financial Capability Study Research Paper Award (Coauthor), 2020
- CFP® Board Financial Planning Paper Award (Coauthor), 2020
- National Endowment for Financial Education Best Paper Award (Coauthor), 2015
Journal Publications:
for full text go to: https://www.researchgate.net/profile/Richard-Stebbins/research
Lim, H., Stebbins, R., & Sholin, T. (2023). “Do it myself” or “Do it for me”? : Focusing on behavioral and needs aspects of investment decision among retirement plan participants. Applied Economics Letters
Stebbins, R., Kim, K.T., & Seay, M. (2022). Use of financial planner and financial well-being: Evidence from the National Financial Well-Being Survey. Financial Services Review, 30(3), 191-204.
Fan, L., Stebbins, R., & Kim, K.T. (2021). Skint: Retirement? Financial Hardship and Retirement Planning Behaviors. Journal of Family and Economic Issues, 43(2), 354-367.
Kim, K.T. & Stebbins, R. (2021). Everybody dies: financial education and basic estate planning. Journal of Financial Counseling and Planning, 32(3), 402-416.
Archuleta, K., Stueve, C., Stebbins, R., Kemnitz, R., Chaffin, C., Williams, K., Poplaski, S., Sages, R., Tibbetts, R., Burr, E. (2019). Exploring perceptions of graduates’ experiences that impact CFP® certification: a multi-case inquiry. Journal of Financial Counseling and Planning, 30(2), 323-334.
Palmer, L., Bhargava, V., Chatterjee, S., Stebbins, R. (2018) Supportive and mitigating factors associated with financial resiliency and distress. Financial Planning Review, 1(3-4), 1023
Palmer, L., Bhargava, V., Stebbins, R., Chatterjee, S. (2016). Net worth parity postbankruptcy: Policy considerations for investments in human capital. Business and Bankruptcy Law Journal, 3, 125-147.
Stebbins, R. (2012). Jacob’s ladder to a higher quality of life: special needs financial planning for practitioners and caregivers, Estate Planning and Community Property Law Journal, 4, 305- 320.
Other Publications:
Stebbins, R. (Ed.). (2022). The Time Value of Money. The University of Alabama.
Kim, K.T. & Stebbins, R. (2021). What We Leave Behind: Financial Education and Estate Planning Insights: Financial Capability, FINRA Investor Education Foundation. https://www.finrafoundation.org/sites/finrafoundation/files/what-we- leave-behind-financial-education-and-estate-planning_0.pdf
2012-2017 Chartered Retirement Planning Counselor (CRPC®) Text. Greenwood Village, CO: College for Financial Planning.
- Retirement Cash Flow Considerations. (co-authored with Danko, B. 2013-2017)
2012-2014 Chartered Retirement Planning Counselor (CRPC®) Text. Greenwood Village, CO: College for Financial Planning.
- The Retirement Planning Process & Meeting Multiple Financial Objectives.
- Sources of Retirement Income.
- Personal Savings: Investing for Retirement.
- Employer Sponsored Plans.
- Individual Deferred Compensation.
- Planning for Incapacity, Disability, & Long-Term Care.
- When to Retire.
- Retirement Plan Distributions.
2011-2014 Retirement Planning and Employee Benefits Text. Greenwood Village, CO: College for Financial Planning.
- Planning for Retirement & Social Security.
- Fundamentals of Defined Benefit Plans.
- Fundamentals of Defined Contribution Plans.
- Fundamentals of 401(k) Plan.
- Traditional, Roth, & SIMPLE IRAs.
- 403(b) Plans & Other Plan Issues.
- Retirement Plan Distributions and Plan Selection.
- Deferred Compensation and Stock Plans.
- Employee Group Benefits.
2011-2014 CFP(R) Exam Review Course. Greenwood Village, CO: College for Financial Planning.
- Retirement Planning and Employee Benefits
Curriculum Vitae
www.linkedin.com/in/richard-stebbins/
